Business Liability and Property Insurance

Business or general liability insurance covers two main areas.  One component of the policy provides coverage for injuries to the general public (not employees) in and around your business (premises liability).  The other is liability out in the field as a result of an unintentional action by you or your employee resulting in damage to the surrounding area (completed operations).  Manufacturing businesses need liability for products they produce (products liability) and restaurants that serve alcohol require liquor liability.

Business property coverage in Florida has evolved over the past decade post Hurricane Andrew. Southern Insurance Group knows how important it is to fully explain your property coverage options. Some key areas include the following: Securing updated appraisals, letting you know what hurricane and all other peril (AOP) deductibles are available for your building or contents, co-insurance limits and does your building qualify for wind mitigation credits. Give us a call and we�ll be glad to review your general liability and property insurance policies at no obligation!