Clermont Workers Compensation Insurance Quotes

Southern Insurance Group has workers compensation programs designed for all types of business operations from the start up companies to century old corporations.  Did you know there are ways to reduce your workers compensation premium?  Drug Free and Safety Discounts can lower your premium by 7%!  If you qualify, we can find you a program that pays a dividend based on good claims experience (money back in your pocket).  Other plans available include pay as you go, high deductible, paid loss and incurred retrospective policies.

Your biggest savings is available from a low Experience Modification Factor (commonly called your MOD).  The MOD is calculated by a third party called NCCI. Every business with at least $10,000 in premium over the past two years can qualify for experience rating.  For an example, if NCCI calculates your MOD to be .80 this means you saved 20% on your premium.  A MOD of 1.30 equates to a 30% increase on your premium!

All this sounds a bit complicated and it is! Give us a call today and let us guide you through the process!